Accept zero fee
instant payments

$0 per payment
Receive transfers directly from your user's bank account, all within your app.

Features you need

Bank level security
256-bit AES and 4096-bit RSA encryption
Easy to integrate SDK
A single, seamless integration ensures that you're up and running in no time
0% + 0¢
$1000 or 1¢, you pay 0 fees

Integrate with top US banks

Accept payments from users in the top US banks.
$0 fees per payment.

One simple SDK

A single, seamless integration ensures that you're up and running in no time.

Explore the docs

Premium support

No ticketing. We give you direct access to our slack channel and answer your questions immedietly.

Our Clients Know Best

Far far away, behind the word mountains, far from the countries Vokalia and Consonantia, there live the blind text

Separated they live in Bookmarksgrove right at the coast of the Semantics, a large language ocean. A small river named Duden flows by their place and supplies it with the necessary regelialia.
Sarah Smith
Lead Developer, Flowbase
Separated they live in Bookmarksgrove right at the coast of the Semantics, a large language ocean. A small river named Duden flows by their place and supplies it with the necessary regelialia.
Craig Sams
Lead Developer, Flowbase
Separated they live in Bookmarksgrove right at the coast of the Semantics, a large language ocean. A small river named Duden flows by their place and supplies it with the necessary regelialia.
Simon Lee
Lead Developer, Flowbase
How does Dapi make money?

Dapi charges a fixed subscription fee. You no longer need to worry about interchange fees cutting into your margins. You can finally consider payment fees as a fixed cost.

How does Dapi work?

Dapi creates a transfer from the user's bank account that is sent directly to your business account. We will manage the entire process, from creating a new transfer, adding your business account as a payee, and initiating the transfer. We will immediately confirm that the payment is successful and on the way.

What's the difference between using Dapi and accepting Card Payments?

Both options will give you an instant confirmation that a payment is successful. However using Dapi you will not be charged 2.9% + 30¢ per payment.

What do we need to get started with Dapi?

Dapi provides you with an SDK that you can integrate into your app. That's it really, it will handle the login and authentication of payments depending on the bank.

Does Dapi collect the money on the user's behalf?

No. Dapi does not touch the money in any way. We simply initiate a transfer from the user's bank account and direct it to your bank account.

How long does it take for the money to hit our account?

It depends on the bank account that the transfer is made from. In the best case scenario, the money hits your account instantly! But in other cases it could take up to 3 working days. In all cases we instantly confirm the success or failure of a payment. So you can always provide your good or service instantly, even if the money is en route.